Commercial and Investment Banking 商业与投资银行2019智
1：Which of the following best defines a customer of a bank?
智慧树正确答案：Any individual or organisation which has used a bank account
2：There is no legal definition of a bank. Which of the following best describes a bank?
智慧树正确答案：any organization which acts a financial intermediary
3：Bank of America develops licensing agreements with other banks enabling them to issue BankAmericards, becoming the first”scheme”in 1965. True or false?
4：At any time in economy, there are people who have more cash than what they actually need and are able to lend. They are called:
5：The participants in a financial system can be individuals, companies, financial institutions and governments. True or false?
6：Which of the below transformation is not done by banks?
1：There are two income streams of a bank. They are interest and fees. True or false?
2：Capital of a bank is stated on its income statement. True or false?
3：Mortgage or car loans are considered as insecure lending. True or false?
4：Savings Banks are either mutually owned or stockholder owned entities. True or false?
5：Which of the below is usually based on membership of people or customers with some similar interest, such as nurses, or teachers or even unions.
1：Which of the below is the current financial regulatory system in the UK?
2：Which of the below is not one of the main areas that banks must satisfy supervisors on?
3：Which of the below is not necessarily the role of central banks?
4：In 1977, Bank of England was granted as the authority to set interest rates. True or false?
5：The Bank of England manages the national reserves and hold the government’s gold. True or false?
6：Federal Reserve Bank was founded by the U.S. Congress in 1913 to operate as the central bank of the USA. True or false?
7：The______comprises the European Central bank and the national central banks of those countries that have adopted the Euro.
1：Which of the below is not stated on a bank’s balance sheet?
2：Financial ratios cannot compare across industries and can be manipulated. True or false?
3：Reserves are funds held in an account with other banks. True or false?
4：Checkable deposits are the bank’s lowest cost of funds. True or false?
5：Which of the below is not a general principle of bank management?
1：Commercial banks are permitted to create money by allowing multiple claims to assets on deposits. True or false?
2：Banks are legally required to keep a certain minimum percentage of all deposit claims as liquid cash. This is called:
3：The first Automated Teller Machine (ATM) was used by?
4：The Cruickshank Report was issued in 2000 and highlighted several concerns about the state of the UK banking industry. True or false?
5：A forward contract is not traded on a centralized exchange and is therefore regarded as over-the-counter (OTC) instruments. True or false?
6：Which of the below is not a financial innovation of the last sixty years?
7：Companies rely on investment banks in deciding how to raise capital. True or false?
8：Investment banks serve as middlemen between companies and investors when the company wants to borrow loans. True or false?
1：”Mergers and Acquisitions- M&A” is a big part of Advisory Services in investment banking. True or false?
2：The term “Derivatives” means? bonds and stocks. True or false?
3：Which of the below is not an investment bank?
4：Which is not an income source of investment banks?
智慧树正确答案：Trade Finance Loans
5：Investment banks recommend what shall be the initial offering price of corporate stocks. True or false?
6：Which of the below banks tops the Mergers and Acquisitions (M&A) volume ranking globally?
7：Stocks are traded on primary market after the first issue. True or false?
8：Corporate finance is primarily concerned with maximizing shareholder value through long-term and short-term financial planning and the implementation of various strategies. Everything from capital investment decisions to investment banking falls under the domain of corporate finance. True or false?
1：Which of the below is not a financial security?
2：Which of the below is not a derivative?
3：Bond market can essentially be broken down to three main groups. Which of the below is not one of these groups?
4：Capital markets are used for short-term financing; Money markets are used for long-term financing. True or false?
5：Ordinary shares are entitled to receive dividends if any are available after the dividends on preferred shares are paid. True or false?
6：The Bank of England can influence the money market through open market operations (OMO). True or false?
1：Which of the below is not an advantage of globalisation?
智慧树正确答案：Demand for Protectionism
2：Which of the below represents a different market compared to others?
3：Which of the below does not represent a feature of the Foreign Exchange market?
智慧树正确答案：Supervised by Securities Commission
4：In Forex, the counter currency represents how much of the quote currency is needed for you to get one unit of the counter currency. True or false?
5：If the current bid price for the EUR/USD currency pair is 1.6750 and the current offer price is 1.6753, this means that currently the market maker can sell the EUR/USD at 1.6750 and buy at 1.6753. The difference between those prices (3 pips) is the spread. True or false?
6：Foreign Exchange Prices in the forward market are interest-rate based. True or false?
1：The higher the risk, the lower the return. True or false?
2：Which of the below is not among the key risk categories of banks?
3：Risk appetite of a bank should be approved by which of the below?
智慧树正确答案：Board of Directors
4：Properties are highly liquid assets compared to interbank market loans, which are illiquid. True or false?
5：Market risk is a non-diversifiable risk. True or false?
- 唐诗宋词人文解读2019智慧树知到答案2019-12-11 23:32:25
- 智慧树是什么2019-12-11 00:44:32
- 智慧树答案说明2019-12-11 00:44:27
- 智慧树刷课助手2019-12-11 00:44:03
- 智慧树考试助手2019-12-11 00:43:57
- 中国戏曲剧种鉴赏2019智慧树知到答案2019-12-11 00:29:33
- 无机化学(山东联盟)2019智慧树知到答案2019-12-11 00:29:33
- 天文漫谈2019智慧树知到答案2019-12-11 00:29:33
- 中国四大石窟2019智慧树知到答案2019-12-11 00:29:33
- 水力学四川大学版2019智慧树知到答案2019-12-11 00:29:33